If you own rental property, the type of insurance you need to protect the structure of the home is called a Dwelling Fire Insurance Policy. A dwelling fire insurance policy is less expensive than a regular homeowners insurance policy as it does not cover the contents of the home. Your tenants will want to purchase their own Renters Insurance to cover their possessions. Your Texas Dwelling Fire Insurance can also insure you if you’re found liable for an injury or for another’s property damage on your rental property. A dwelling fire insurance policy can also insure against loss of rental income in the event that you are unable to rent temporarily should the property suffer damage.
At Actsphere, our experienced independent insurance agents can help you select the carrier which offers the type of protection you need to best cover your rental investment property. You have worked hard to buy your investments and should have the security of knowing that they are properly protected. Whether your property is located in Galveston, Pearland, Sugar Land or anywhere in-between, we can help you get the perfect insurance policy to protect your investment.
Contact us today and let us give you a free dwelling fire quote from among our 20+ plus carriers that we write with. We will do the shopping for you and will help you find the exact insurance policy you need for your property’s protection and for your peace of mind. At Actsphere Insurance Group, we are here for YOU. Stewardship is our policy.