Your Shield Against
Life’s Surprises

Actsphere Insurance: Protection That Fits Your World.

AUTO INSURANCE

BUSINESS INSURANCE

DWELLING FIRE INSURANCE

FLOOD INSURANCE

HOMEOWNERS INSURANCE

LIFE INSURANCE

RENTERS INSURANCE

UMBRELLA INSURANCE

What Our Actsphere Family Says

We’re proud to protect families, businesses, and employee wellness teams across the country. Our client stories show our commitment, honesty, and real results.

Your Insurance Partner at Actsphere

Need an insurance agency that truly gets you? At Actsphere, we build custom protection plans for people and businesses. We grow with you through every life stage. We guard your assets and cut your risks. Our licensed experts make insurance easy, smart, and budget-friendly.

Business Insurance

Your business needs smart protection that cuts risk and keeps things running smoothly. Our Actsphere business team finds you business insurance policies that check all the legal boxes. We protect your income and fuel your growth. Get quick quotes made for your field. Get expert help at every turn.

Commercial Property Insurance

Guard your property, tools, and stock from fire, theft, and storms.

Commercial Auto Insurance

Cover your fleet for crashes and damage

Lessor's Risk Only (LRO)

Protect building owners from tenant accident claims

Business Owners Policy (BOP)

Mix liability and property coverage in one easy package

Directors and Officer Insurance

Protect your executives from claims about bad choices or actions

EPLI

Cover lawsuits from workers about unfair treatment or firing

Medical Malpractice

Cover doctors and nurses from patient care claims

Commercial Flood Insurance

Protect your property from water damage that basic plans skip

Professional Liability Insurance

Guard against claims you did poor work or made mistakes

Workers’ Compensation

Pay medical bills and lost wages for hurt employees.

Cyber

Protect your company from hackers, data theft, and privacy attacks

General Liability Insurance

Shield your company from customer injury claims, property damage, and ad slip-ups.

PERSONAL Insurance

Guard what matters most with flexible, budget-smart personal insurance that fits your world. Whether you’re buying your first home, mixing car and renter policies, or planning with life insurance, we help you find perfect coverage at great prices.

Homeowners Insurance

Guards your house, family, and belongings

Dwelling Fire Insurance

Made for landlords and property owners

Umbrella Insurance

Adds more protection above your other policies

Short-Term Disability Insurance

Pays bills when injury or sickness stops work

Auto Insurance

Meets state rules and protects your money

Builder’s Risk Insurance

Protects during construction or fixes

Flood Insurance

Must-have for water-risk areas like Houston

Personal Watercraft Insurance

Covers water toys from crashes, theft, and accidents

Renters Insurance

Covers your stuff and liability in apartments

Life Insurance

Takes care of your family’s future

Vacant Home Insurance

Guards vacant houses from damage

Employee Benefits

Take care of your team with full employee benefits packages that attract great people and keep them happy. Your employees are your biggest asset. Our custom plans give financial security and peace of mind. This helps your team stay healthy and focused.

Cancer Insurance

Extra money helps with treatment costs

Long-Term Care

Support for nursing home and care needs

Group Life Insurance

Cheap family financial protection for all employees

Health Insurance

Medical care for workers and their families

Short-Term Disability

Money during brief medical time off

Corporate Wellness

Invest in your people’s health with programs that boost energy, cut sick days, and build great workplace culture. Our Corporate wellness plans help companies create healthier, happier workers while cutting health costs and increasing profits.

Employee Assistance Programs

Private counseling and support for work and life problems.

Why Actsphere Insurance Group Stands Apart

Actsphere isn’t your typical insurance agency. We treat you like family and walk beside you through every step of your protection journey.

Fair, competitive prices
Personal service built around you
Expert claims guidance when trouble hits

Frequently Asked Questions

What insurance does Actsphere sell?

We offer business property, work error coverage, general liability, cyber protection, executive shield, home, car, renter, extra liability, life, flood, rental property, group health, dental, worker injury, and vision insurance.

Why pick Actsphere over other agencies?

Actsphere treats you like family. We offer great rates, personal service, and hands-on help when you file claims.

Do you give free quotes?

Yes! Get a free quote with no strings attached online, by phone, or through our easy form.

Can I bundle my policies together?

You bet! Bundling your car, home, and other policies saves money and makes life simpler.

What states do you work in?

We proudly help clients in Michigan, Ohio, Pennsylvania, and Texas with personal and business insurance needs.

How fast can I get covered?

Many times, your coverage starts the same day. Some complex risks need more time to quote and set up.

What does extra liability insurance cover?

It gives you more liability protection that goes beyond your home, car, or business policy limits.

Do you help small businesses?

Yes, that is one of our specialties. We offer general liability, commercial property, workers compensation, cyber liability, professional liability and much more.

How do I file a claim with Actsphere?

Just call, text, or email our office. Our team walks you through every step from start to finish.

States Where Actsphere Serves You

Actsphere helps individuals and businesses across these great states:



TEXAS



PENNSYLVANIA



MICHIGAN



OHIO

Actsphere Insurance Wisdom

Smart Tips to Guard What Matters Most. Check out our insurance articles on personal and business insurance, wellness, and risk management. We help you make smart choices for your protection needs.

Your Shield AgainstLife’s Surprises