Just because you have chosen to rent rather than to own does not mean that your belongings should not be protected. Do you own a computer? An entertainment or home theater system with expensive components, DVDs, and/or video games? What about your furniture? Your jewelry?
The insurance that your landlord carries (called a Dwelling Fire Insurance Policy) covers only the physical structure of the building in which you live. It is for your landlord’s protection – not yours. If a fire or a leak in the building destroys your items, you could be left to start from scratch and with no recourse. A renters insurance policy is not expensive and can possibly be bundled with your auto insurance policy for significant savings. In many cases, the discount you receive in a multi-policy bundle can actually make your renter’s insurance free.
Renters insurance can protect you against theft of your items as well as liability if someone is injured while in your apartment or rental home. Purchasing a Texas renters insurance policy is one of the wisest decisions you can make as a tenant. Let the experts at Actsphere Insurance Group help you choose from among the many types of coverages offered in a renters insurance policy. Calling an 800 number and getting an instant quote for a one-size-fits-all policy may not adequately protect you and the things you have worked hard to acquire.
Contact us today for your free renter’s insurance quote and let our experienced team of agents help you sort out the best options for your protection and peace of mind. Whether you live in Harris County, Fort Bend County, Brazoria County, or Galveston County, we can find a Texas renters insurance policy for you from among our 20+ carriers that will offer the exact coverage you need. At Actsphere Insurance Group, we are here for YOU. Stewardship is our policy.