How Much Is Homeowners Insurance in Texas? 2026 Cost Guide

How Much Is Homeowners Insurance in Texas? 2026 Cost Guide

How much is homeowners insurance in Texas? Based on the most recent published averages, a Texas policy runs roughly $3,500 to $5,900 a year. That’s about $290 to $490 a month, depending mostly on what it would cost to rebuild your home and where it sits....