Most people stick with one insurance broker and overpay. But with Actsphere, you don’t have to. As your full-service insurance agency, we access several top carriers, which are reputable insurance companies, to find your best deal. This means you get the best coverage at the best price, all with one phone call, complete protection, and real savings.

Common Insurance Mistakes That Can Cost You Money- And How Actsphere Can Help You Avoid Them

Sticking With One Company Too Long

We empower you by ensuring you make informed decisions about your coverage. With Actsphere, you’re in the driver’s seat of your insurance choices.

Falling for TV Commercial Promises

Those funny ads cost millions. Guess who pays? You do. We work with companies that spend money on coverage, not commercials.

Missing Dangerous Coverage Gaps

One accident, one lawsuit, and your life savings could vanish. Actsphere Insurance Group identifies risks that others might miss, providing comprehensive coverage for your peace of mind.

I Just Started My Business

I don’t need insurance yet, do I? Businesses of all stages can be held liable. The cost is cheaper to have it, than to face a lawsuit without it.

Never Reviewing Your Policies

Got married? New house? Teen driver? Your insurance needs to be changed. We check your coverage every year for free.

Ready to Fix These Mistakes? Call Actsphere at (832) 956-1033

What Our Actsphere Family Says

We’re proud to protect families, businesses, and employee wellness teams across the country. Our client stories show our commitment, honesty, and real results.

Take Our 5-Minute Insurance Quiz.

Find Out If You’re Overpaying:

Quick Questions:

Last insurance review over 2 years ago? You’re probably overpaying.
Big life changes recently? Your coverage needs updating.
All insurance with one carrier? You’re missing savings.
Ever had a claim denied? You might have gaps.
Know your liability limits? Most don’t—and it’s risky.

Answered “Yes” 3+ times? You need help now.

Get Your Free Actsphere Assessment - Results tomorrow

What Makes Actsphere Insurance Different?

Actsphere Insurance Company

Full-service insurance company serving you since 2015
Access to several top insurance carriers for the best rates
One company handles all your insurance needs
Local agents who know your community
Unmatched customer service
Complete claims support from start to finish
Quick quote turnaround

Other Insurance Companies

Limited to one carrier's products only
Can't compare prices across companies
Call center-type model instead of local service
Subpar claims processing
Delayed quote turnaround

Simple fact: Get all your insurance through one trusted company—Actsphere.

Why Families Choose Actsphere

Since 2015, we’ve treated clients like family. Not just a slogan—it’s how we work. Learn more about our insurance agency.

Real people who know your name
We represent your best interests when it matters most.
Local agents who understand you
No agency fees
Real Results: Actsphere families save 10%+ yearly on average.

Insurance Services From Actsphere Insurance Company

Complete Home & Auto Protection

Keep your family safe with personal insurance that fits life. From apartments to dream homes, we protect what matters.

Why choose Actsphere? As a full-service insurance company, we access multiple carriers to build perfect coverage. One company, one agent, all your insurance—but with choices you won’t find elsewhere.

Complete Business Protection

Businesses trust Actsphere business insurance to protect their dreams. From start-ups to multi-million dollar companies, we’re your single source for all coverage.

The Actsphere advantage: One insurance company that understands business. We know your industry risks and find the right coverage for your specific needs. No juggling multiple agents—we handle everything.

Essential Business Insurance Solutions

Business Owners Policy

Commercial Property Insurance

Employment Practices Liability Insurance

Medical Malpractice Insurance

Commercial Auto Insurance

Cyber Insurance

General Liability Insurance

Professional Liability Insurance

Commercial Flood Insurance

D&O Insurance

Lessor's Risk Only (LRO)

Workers' Compensation Insurance

Our Personal Insurance Solutions

Auto Insurance

Flood Insurance

Personal Watercraft Insurance

Umbrella Insurance

Builders Risk Insurance

Home Insurance

Renters Insurance

Vacant Home Insurance

Dwelling Fire Insurance

Life Insurance

Short-Term Disability Insurance

Complete Employee Benefits Solutions

Happy employees build great businesses. Actsphere's employee benefits packages help you compete for talent while managing costs.
Why choose Actsphere for benefits? We're your single insurance company for everything—business coverage AND employee benefits. One point of contact, integrated solutions, and better pricing through our carrier partnerships.

Health Insurance

Cancer Insurance

Group Life Insurance

Long-Term Care

Short-Term Disability

Corporate Wellness Services

Healthy employees are productive employees. Actsphere’s corporate wellness programs create a culture of health that reduces healthcare costs and boosts workplace satisfaction.

Employee Assistance Programs

Private counseling and support for work and life problems.

How Actsphere Insurance Works

1

Consult with a Licensed Professional Agent (15 minute tell us about your life and what worries you. We listen first.)

2

We check rates with our top carrier partners to find your best options.

3

No confusing insurance jargon. Just clear choices from one trusted company.

4

Annual checkups. Claims support. Life changes. Your Actsphere team is always here.

Switch to Actsphere Insurance – It’s Simple

We Handle Your Transition:

Review your current coverage
Find better options through our carriers
Show your savings clearly
Time everything perfectly
Send updated declaration page to your mortgage company
Assist with canceling old policies
Hands-on approach when filing your claim

How Long It Takes:

Personal: Same-day coverage
Business: 1 day - 2 weeks
Zero Gaps: Always protected

Our commitment: To provide exceptional service, every time.

The Actsphere Insurance Promise

What We Guarantee:

Best Service Guarantee: We'll beat any comparable quote
One Company Convenience: All your insurance in one place
Claims Support: We’re in your corner throughout the entire process

Frequently Asked Questions

What exactly does Actsphere do differently?

Please think of us as your insurance department. We manage relationships with multiple carriers, handle all renewals, track policy changes, and fight for you during claims. Last month alone, we saved clients on average between 10%-30% by catching renewal increases and moving them to better options. You get a team of trusted advisors instead of a call center.

Do insurance brokers really save money, or is that just marketing?

Yes, on average, our clients are saving between 10% and 30% when switching from their previous carrier. Why? We spot gaps where you’re over-insured and risks where you’re exposed. Plus, we stack discounts across carriers.

What happens during major events like hurricanes or accidents?

During Hurricane Harvey, we answered the phones, and filed 90% of the claims with the insurance company on behalf of our clients. When our policyholders needed us most, we did not disappoint.

Can I keep some current policies, and have you handled others?

Absolutely. You may love your current auto insurance but hate your business coverage. We’ll take over what you want improved. About 10% of clients start this way, then gradually move everything once they see the difference. No pressure, your timeline.

What if I have terrible credit or a bad claims history?

That’s exactly when you need a broker most. We work with insurance carriers that some companies don’t have access to. DUI last year? Multiple claims? Business in a tough industry? We have carriers for that, often at better rates than you’d expect, because we know which companies specialize in redemption stories.

How fast can an insurance broker get me covered?

Personal lines (auto/home): Usually the same day, sometimes within an hour. Business insurance: 24-48 hours for standard risks, 1-3 weeks for complex ones.

Why should I trust Actsphere over big-name insurance companies?

independent agency, our priority is you. Unlike agents who represent just one company, we partner with top-rated carriers to help find the coverage that best fits your needs. If rates or offerings change, we have the flexibility to explore other options—ensuring you always have access to competitive, reliable protection and savings.

Actsphere Serves These Great States

Our team helps families and businesses across America. See insurance options by state:



TEXAS



PENNSYLVANIA



MICHIGAN



OHIO

Actsphere Insurance Group Blog

We share practical advice that actually makes sense. Check out our insurance blog for ways to save money, understand your coverage, and avoid costly mistakes.

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Contact details

Visit Our Office

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3129 Kingsley Dr., Suite 1910 Pearland, TX, 77584

When We’re Here

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MON-THU : 8:30am – 6:00pm,
FRI : 8:30am – 5:00pm

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Claims Emergency: 24/7
(Note: You can always contact insurance claims department)

Three Ways to Start

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(832)-956-1033 – Talk to a Licensed Insurance team member now

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Same number for quick questions

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sales@actsphereins.com – Get quotes today

Contact Actsphere Insurance

Call, text, or stop by anytime. Real people, real help, really fast.

“Stewardship is our policy” – Since 2015, Actsphere Insurance Group has been a trusted insurance company, protecting businesses and families with access to several top carriers. One company, complete coverage, unbeatable service.

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