Homeowners Insurance? HO3? Dwelling Fire? I’m So Confused!...
Are you aware that most homeowners insurance policies do not cover damage caused by flooding? If you live in a flood prone area such as Houston, a separate policy specifically covering flooding is essential to protecting your home, its contents, and your peace of mind. In the United States, most flood policies are written by the National Flood Insurance Program (NFIP) which the Federal Emergency Management Agency (FEMA) oversees. You can read more about flood insurance on FEMA’s website.
What is important to remember is that flood insurance does not go into effect for 30 days after purchase, so do not wait until a storm is headed your way to buy coverage.
If you have questions about flood insurance, please call us at 832-956-1033 or send us an email at firstname.lastname@example.org and one of expert insurance advisors can promptly answer your questions. At Actsphere Insurance Group, we are here for YOU. Stewardship is our policy.