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Life insurance is a crucial step in planning for your future and the future of your loved ones. It can fulfill promises that you’ve made to take care of your family. At Actsphere, we offer both life insurance and annuities. What’s the difference? To put it simply, life insurance pays a benefit to your beneficiaries upon your death. If your family depends upon your income, life insurance is essential to protect them if the unthinkable happens. It can also help cover the high cost of funeral and burial expenses. An annuity, on the other hand, is a tax-deferred investment that helps to provide you with additional retirement income should you live longer than your other retirement income lasts. An annuity can pay a death benefit as well.
Have more questions? Read this helpful article on the 10 Things You Absolutely Need to Know about Life Insurance.
Our experienced independent insurance agents at Actsphere Insurance are here to discuss with you what will best fit your needs, whether that be a whole life policy, a term policy, or an annuity. We can also explain various riders available that you can add to your policy such as an accelerated death benefit or a child rider. Call us today at 832-956-1033 for a free life insurance quote or to discuss annuities and let us help you choose the best plan to give you and your family peace of mind. At Actsphere Insurance Group, we are here for YOU. Stewardship is our policy.