Renters Insurance? Who Needs it?

Just because you have chosen to rent rather than to own does not mean that your belongings should not be protected. Do you own a computer? An entertainment or home theater system with expensive components, DVDs, and/or video games? What about your furniture? Your jewelry? With Texas renters insurance, these important items are covered.

But wait. Doesn’t the Landlord Carry Insurance?

Yes, but the insurance that your landlord carries (called a Dwelling Fire Insurance Policy) covers only the physical structure of the building in which you live. A dwelling fire policy is for your landlord’s protection – not yours. If a fire or a leak in the building destroys your items, you could be left to start from scratch and with no recourse. A renters insurance policy is not expensive and can possibly be bundled with your auto insurance policy for significant savings. In many cases, the discount you receive in a multi-policy bundle can actually make your renter’s insurance free.

What Else Does a Texas Renters Insurance Policy Cover?

Renters insurance can protect you against theft of your items as well as liability if someone is injured while in your apartment or rental home. Purchasing a Texas renters insurance policy is one of the wisest decisions you can make as a tenant. If you still have questions about renters insurance, check out this helpful article.

Want to Talk to an Expert about Your Rental Insurance Options?’

Actsphere Insurance Group’s expert insurance advisors will help you choose from among the many types of coverages offered in a Texas renters insurance policy. You could call an 800 number and getting an instant quote for a one-size-fits-all policy, but it may not adequately protect you and the things you have worked hard to acquire. If you have more questions about renters insurance, you can call or text 832-956-1033 or send us an email at cs@actsphereins.com and one of expert insurance advisors will promptly answer your questions. At Actsphere Insurance Group, we are here for YOU. Stewardship is our policy.